Community Commercial Services provides accounts receivable lending solutions for community banks serving small businesses.

Our vision at CCS is to make accessible to Community Banks serving small businesses the same lending advantages of big banks, which serve corporate giants. Our commercial and industrial lending solutions provide increased income and safety for your Bank through new and improved risk management and lending tools for your customers. The tension that often arises between your commercial lenders, "I need to book business now!" and your credit officers, "We only take 'A+' credits!" can be mediated safely and profitably with CCS' proven capabilities.

Our clients enjoy:

Improved safety and soundness
Substantial recurring fee income
Improved margins and ROA numbers
Certified fraud detection and prevention systems
Increased commercial core deposits and retention
Improved asset quality with ongoing collateral control
Certified M&E appraisals, inventory management and field audits
Unsurpassed A/R funding, verification/tracking and lock-box services
Proven commercial and industrial loan work-out and turn-around management
Delighted customers with adequate working capital who bring the whole relationship

CCS provides turnkey commercial lending solutions for your C&I credits. From conventional and asset based lending to credit control and special asset management with "exit" strategies, CCS provides the best fit for all your C&I needs. Our Bankers' Association approved programs help you lend more money, using a safer approach, and at much higher yields to your commercial customers who need these competitively priced funds most.

We are the only full service provider of these mercantile banking programs for Community Banks.